{"id":629,"date":"2023-03-30T21:03:06","date_gmt":"2023-03-30T19:03:06","guid":{"rendered":"https:\/\/fidulago.ch\/?p=629"},"modified":"2023-08-21T16:00:56","modified_gmt":"2023-08-21T14:00:56","slug":"credit-suisse-collapse","status":"publish","type":"post","link":"https:\/\/fidulago.ch\/en\/crollo-di-credit-suisse\/","title":{"rendered":"Credit Suisse collapse: consequences and considerations for the future"},"content":{"rendered":"

Sono passate due settimane dal crollo di Credit Suisse che ha scosso i mercati, gli azionisti e messo in discussione l\u2019immagine di credibilit\u00e0 e solidit\u00e0 da sempre considerata il biglietto da visita internazionale del sistema bancario svizzero in tutto il mondo.<\/p>\n

Cosa \u00e8 successo a Credit Suisse<\/strong><\/h2>\n

Da quanto emerge dallo scenario attuale, il quadro gravoso che si \u00e8 verificato \u00e8 imputabile all\u2019atteggiamento di una banca internazionale che nel tempo ha perso di vista i capi saldi distintivi dell\u2019atteggiamento finanziario svizzero, tipicamente moderato e prudente, a favore di profitti e guadagni.<\/p>\n

Therefore, not a single event but rather an operational line characterized by single onerous episodes led to the collapse of Credit Suisse. Criminal convictions for money laundering on behalf of drug traffickers, a corruption case in Mozambique, spying on a former collaborator, disclosing sensitive client data to international media during the pandemic, to name a few.<\/p>\n

L\u2019autorit\u00e0 di vigilanza bancaria elvetica aveva infatti pi\u00f9 volte ammonito l\u2019istituito di credito, prima del tracollo di qualche giorno fa.<\/p>\n

Un quadro di rischio che gli analisti ritengono fosse ovvio e facilmente individuabile che \u00e8 considerato responsabilit\u00e0 di una dirigenza pi\u00f9 orientata all\u2019investment banking e meno al private banking e al business svizzero.<\/p>\n

L\u2019acquisizione da parte di UBS<\/strong><\/h2>\n

“Questa \u00e8 una soluzione commerciale, non un salvataggio”, ha dichiarato la ministra delle finanze Karin Keller-Sutter.<\/p>\n

Una delle prime conseguenze dell\u2019acquisizione da parte di UBS della seconda banca svizzera \u00e8 che UBS assumer\u00e0 dimensioni spropositate.<\/p>\n

Secondo il Consiglio Federale l\u2019acquisizione di Credit Suisse da parte di UBS era l\u2019alternativa migliore e ribadisce che \u201ctutte le altre opzioni erano, ai nostri occhi, pi\u00f9 rischiose per lo Stato, il contribuente, la piazza finanziaria e i mercati\u201d.<\/p>\n

Swiss taxpayers will have to pay 9 billion Swiss francs if things go wrong. The Swiss National Bank has pledged to print up to 100 billion francs to ensure sufficient funds for the new UBS for day-to-day operations.<\/p>\n

The finance minister wanted to underline her understanding of the anger of the population for aid to the big players, especially where this scenario is the result of obvious managerial errors, which occurred in the face of substantial remunerations.<\/p>\n

The legal issue<\/strong><\/h2>\n

Ci\u00f2 di cui ci si dimentica \u00e8 per\u00f2 che il Governo svizzero, imponendo di fatto l\u2019acquisizione di Credit Suisse senza passare per il voto degli azionisti, ha aggirato la legge intaccando i diritti di propriet\u00e0 in Svizzera.<\/p>\n

So should investors in Switzerland henceforth expect to be expropriated without a legal basis as stated by Swiss law professor Peter V Kunz?<\/p>\n

Molti ritengono inoltre che questa acquisizione di emergenza abbia infranto l\u2019immagine di credibilit\u00e0 del settore bancario svizzero nel mondo.<\/p>\n

Il presidente di UBS, Colm Kelleher, rassicura che questa operazione rappresenti un\u2019enorme opportunit\u00e0 e che UBS rimarr\u00e0 solida.<\/p>\n

Lo scenario futuro dopo l\u2019acquisizione <\/strong><\/h2>\n

The question to be asked, to which only time will give a real answer, is whether investors, savers and companies will still have enough trust to continue operating with this banking giant and, in general, with the Swiss banking system and what will be the attitude of investors in Europe after what happened to Silicon Valley Bank, Credit Suisse and the current situation affecting Deutsche Bank.<\/p>\n

Perhaps the concept of \"to big to fail\" with the new size of UBS (too big to fail), due to the correspondence of the banking system with the concept of the Swiss economy, may no longer be sufficient as a guarantee of solidity for the globalized system if the necessary changes will not be made, to avoid new emblematic bankruptcies, just like the collapse of Credit Suisse, which we have been witnessing in recent years.<\/p>","protected":false},"excerpt":{"rendered":"

A due settimane dal crollo di Credit Suisse ripercorriamo quanto \u00e8 accaduto, l’acquisizione da parte di UBS, conseguenze del tracollo e scenari futuri.<\/p>","protected":false},"author":2,"featured_media":631,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-629","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fiduciaria-lago"],"acf":[],"yoast_head":"\nCrollo di Credit Suisse<\/title>\n<meta name=\"description\" content=\"Crollo di Credit Suisse, ripercorriamo quanto \u00e8 accaduto: acquisizione di UBS, conseguenze e scenari futuri. 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